* 流動資產為易於套現的資產，例如現金、於銀行及╱或貨幣市場賬戶內之存款、交投活躍的股票、債券及互惠基金。然而，房地產不被視為流動資產。而「淨」流動資產總值應先減去未償還貸款或信貸（不包括按揭貸款）再作估計。 Liquid assets are assets which may be easily turned into cash, for example, cash, money in bank accounts and / or money market accounts, actively traded stocks, bonds and mutual funds. However, real estate is not considered to be a liquid asset and one needs to deduct outstanding loans or credit (exclude mortgage loans) to estimate “net” total liquid assets.